EDUCATIONAL CONTENT DISCLAIMER , NO PROFESSIONAL ADVICE

Wealth y Wellness LLC 1209 Mountain Road Pl NE, Ste R, Albuquerque, NM 87110, USA Contact: info@wealthwellnessco.com Effective date: 11 September 2026 1. READ THIS ONE FIRST Our company is called Wealth y Wellness. Those two words describe subjects we write about in general educational terms. They do not describe services we are licensed to provide, and they should not be read as a claim that we are financial advisers or health practitioners. We are a small digital publishing studio. We write and edit guides. 2. WHAT OUR PRODUCTS ARE Every guide and ebook we sell is an educational digital product: written material assembled and edited around a brief a buyer supplies. It is general information, organized for a stated purpose. It is produced by editors working from a questionnaire, not by a licensed professional reviewing an individual case. 3. WHAT OUR PRODUCTS ARE NOT Nothing we publish or sell is, or should be treated as: - investment advice, a securities recommendation, a solicitation to buy or sell any financial instrument, or a projection of any financial return; - financial planning, wealth management, retirement planning, credit advice or debt counselling; - tax advice, accounting advice or the preparation of any filing; - legal advice of any kind, in any jurisdiction; - insurance advice or a recommendation of any policy; - medical advice, a diagnosis, a prognosis, a treatment plan, or a substitute for consulting a physician; - mental-health, psychological, psychiatric or therapeutic care, nor any form of counselling; - clinical nutrition, a prescribed diet, or advice for a diagnosed condition; - a fitness prescription for anyone with an injury, a diagnosed condition, or a medical reason to be careful. Buying a guide does not create an advisory relationship, a fiduciary duty, a doctor-patient relationship, a therapist-client relationship or an attorney-client relationship between you and us. No confidential professional privilege attaches to anything you write in a questionnaire. 4. NO GUARANTEED OUTCOMES We make no promise that following anything in a guide will produce a particular result: not a financial result, not a health result, not a career or productivity result. Written material cannot know your circumstances, your obligations, your history or your constraints. Any example, figure or scenario in a guide is illustrative, not a forecast and not a benchmark. 5. GET PROPER ADVICE BEFORE YOU ACT Before acting on anything that touches your money, your taxes, your legal position, your insurance, your health, your medication or your mental health, consult a professional who is licensed in your jurisdiction and who has reviewed your actual situation. If you have or suspect a medical condition, speak to a physician. If you are in crisis, contact your local emergency number or a crisis line immediately; a guide is not an emergency resource and we cannot respond to emergencies. Never disregard professional advice, and never delay seeking it, because of something you read in one of our guides. 6. IF THAT EVER CHANGES If Wealth y Wellness LLC ever adds a service delivered by an appropriately licensed professional, that service will be described as such on its own page, with the licence and jurisdiction stated plainly, and this disclaimer will be updated. Until that happens, everything on this website and everything we sell is educational material and nothing more. 7. THIRD-PARTY MATERIAL Where a guide cites a source, names a tool or links to a third party, that is a reference, not an endorsement and not a recommendation to purchase. We are not responsible for third-party content, products or practices. 8. YOUR RESPONSIBILITY You remain responsible for your own decisions and for their consequences. To the fullest extent permitted by law, Wealth y Wellness LLC accepts no liability for any action taken or not taken on the basis of our educational material. The limitation of liability in section 9 of the Terms of Service applies to this disclaimer in full. 9. CONTACT Questions about the scope of a product: info@wealthwellnessco.com.